BIROYAL 12 Month Budget Planner German - Undated Financial Planner - Includes Mindfulness, Reflection, Income, Expenses Tracker - Budget Planner to Control Your Money

• COMPREHENSIVE FINANCIAL ANALYSIS - Track your expenses but still save nothing? Because real financial planning means not only recording numbers, but also organising your own attitude. Before you start booking, BIROYAL's special reflection guide helps to understand your relationship to money and recognize your financial situation. At the beginning of each month, you should rethink your goals in peace of mind to plan the expenses of the coming weeks with a clear view. On the weekly/monthly reflection pages, you question the emotions and motives behind each issue. Perceive in reflection, adjust in perception.
• Innovative design - Conventional household books only tell you what you spent money on. The BIROYAL budget planner, on the other hand, reveals the reasons behind your expenses. Our unique selling point: Mindfulness - she is the soul of the planner. Special mindfulness exercises as well as weekly, monthly and annual reflections are designed to help you build a conscious relationship with money, gradually see through your going out habits, avoid impulse purchases, and shape achievable goals from isolated expenses. Ultimately, the planner accompanies you on your journey - from unconscious spending to conscious control.
• Practical financial planner - The BIROYAL budget planner accompanies you comprehensively: "Set financial goals" your goals into reality, "Assets" and "Fix spending" help you see the overall situation; the "Holiday & Event Planner" ensures that travel finanziany clutter; "SPARTIPPS" help you optimise daily expenses; with "DEBTS / CREDITE" you keep an eye on the repayment plan; "UNPLANTED EXPENS" make unexpected situations manageable; and the final "YEAR REVIEW & OUTLOOK" not only lets you find the money flights 1. the imperceptible development of your personal attitude.
• HIGH QUALITY - Entering wrong amounts or writing down the wrong date happens quickly. The BIROYAL budget planner uses high quality thick paper (100gsm). Even if you correct an amount, the paper will not tear or fiber. The entire book holds the finances of 12 months. The compact A5 size (145 x 215 mm) fits in any backpack, whether on the way to work or in the queue, you can write down expenses immediately. A hard cover protects the inner pages reliably and retains its shape even after long use.
• HIGH QUALITY CUSTOMER SERVICE - Dear customer, after receiving your order, our professional service team is happy to assist you with any questions and support. We guarantee a quick, competent and friendly solution to all concerns, so that you are fully satisfied with BIROYAL products. Because we know: real financial planning is not a rigid rules race, but should help you to more serenity and enjoy clear decisions - this is the core of our product philosophy. Because as we believe: you do not have to plan everything, but only live consciously in the here and now.

12 Month Budget Planner German - Undated Financial Planner - Includes Mindfulness, Reflection, Income, Expenses Tracker - Budget Planner to Control Your Money